Welcome
We’ve created this site to help with some of the common challenges facing retirement plans today. It offers a library of campaigns covering a variety of topics to help educate your members. Browse the materials available and download any that fit your plan’s needs. Deploy them to your members and get them engaged in their group retirement plan.
Enrol and invest
Promote enrolling
Do you want to encourage new and current employees to join your plan? Help prepare eligible employees for enrolment and promote your retirement plan benefits with simple and effective tools.
Encourage choosing investments
How plan members invest their contributions can impact their rate of return and their retirement savings. Help them make informed decisions about how to invest their hard-earned dollars.
Encourage designating a beneficiary
Encouraging plan members to designate a beneficiary ensures their savings will be paid to the person of their choice and will avoid probate.
Educate on RRSPs vs TFSAs
When it comes to saving for retirement, RRSPs and TFSAs are both great savings vehicles. Provide plan members with information on each of these plans to help them determine which option best suits their needs.
Educate on TFSAs
Provide plan members with everything they need to know about TFSAs, including the benefits, rules of contributing and who should consider enrolling.
Educate on NRSPs
Provide plan members with everything they need to know about NRSPs and how they’re a great way to save beyond registered plans.
Educate on the power of diversification
Are your plan members often confused about the concept of diversification? These tools can help explain what it means to have a diversified portfolio so they can save effectively for retirement.
Educate on market fluctuations
Provide plan members with resources that help them understand how markets perfom and some strategies for coping with uncertainty.
Educate on the magic of compounding
When it comes to investing, time is a powerful ally. Help plan members understand the benefits of compound returns and how compounding can go a long way in helping them achieve their retirement dreams.
Encourage goal setting
It can be challenging for plan members to picture what their life is going to be like in retirement. After all, everyone has different ideas of what they want their retirement to be. And if you don’t know where you are going, how do you know how much you are going to need to get there? Promote goal setting with these tools.
Maximize plan
Promote RRSP season contributions
NEW!RRSP season is one of the most important times for members to contribute. Promote the benefits of topping up their Group RRSP before the March 2, 2020 deadline.
Promote your employer match
As an employer, your contributions to your employees' retirement savings play a key role in their long-term goals. Help them understand why taking full advantage of your matching contributions is an important step.
Promote increasing contributions
What plan members put into your plan influences what they'll get out. Demonstrate the impact that contribution increases combined with the benefits of compounding interest can have on their savings.
Promote consolidating assets
Consolidating assets into one company that you can trust has many benefits. Show plan members the advantages associated with bringing it all together.
Promote enrolling in voluntary plans
Help build plan members' wealth by encouraging them to join voluntary plans. Use these materials to promote the benefits of enrolling in other group plans.
Educate on understanding fees
Many plan members aren't even aware of investment management fees (IMFs). Help them understand more about IMFs and how lower fees in a group plan can positively impact their overall savings over time.
Educate on the impact of withdrawals
Making withdrawals for short-term needs may be tempting. Help plan members understand the impact making early withdrawals from their RRSP has on their future.
Promote investing bonus
Give plan members a boost to their retirement savings. Use these materials to encourage members to invest company bonuses they receive into the group RRSP.
Promote investing tax refund
Although it’s tempting to splurge on a vacation or big screen TV, use these materials to encourage members to invest their tax refund in the group RRSP.
Encourage making online contributions
Promote online contributions to plan members to help them save time and make saving for retirement quick and easy.
Manage and review
Promote downloading mobile app
Our app lets plan members easily and conveniently access their plan and Manulife resources on the go. Promote the use of Manulife Mobile and all the benefits it has to offer.
Encourage using the web
Promote the advantages of the plan member site, including the fact that it's a secure way for plan members to access their account and it offers exclusive tools/resources.
Encourage performing an annual review
Keeping plan members up to date and informed about their personal retirement portfolio is essential to their long-term success. Help them understand what information to consider and potential changes in strategy when completing a yearly review.
Encourage reviewing statement
Checking in on retirement savings regularly is just as important as making contributions. These materials can help plan members understand the value of their statements and what to watch for.
Educate on tax slips and tax receipts
Help plan members manage and access their tax slips and receipts online so when tax time comes around, they are prepared.
Promote eStatements
Why wait for it in the mail when it's available more quickly online? Promote eStatements to members as a quick, safe, and environmentally friendly alternative to paper statements.
Financial Wellness
Promote budgeting
Budgeting can be hard work and many people don't know where to start. These materials can give members the knowledge and resources they need.
Educate on dealing with debt
Debt is a problem that people sometimes avoid and may be reluctant to tackle head on. As a proactive employer you can provide members with materials featuring solutions and tips on how to deal with debt.
Educate on buying a home
Purchasing a home is a big decision. Help members get a better understanding of what they can afford and what they should consider before taking the big leap.
Educate on protection
Inform members of the importance of protecting themselves from unexpected events. Promote the value of different types of insurance including: life, disability, critical illness, and long-term care.
Educate on the importance of an emergency fund
Being prepared financially pays off. Show plan members how to create an emergency fund for those unforeseen circumstances instead of dipping into retirement savings.
Educate on the importance of a will
No one likes to think about it but we all know how important it is to leave your financial house in order. These materials will help provide insight on issues such as naming an executor and distributing assets.
Educate on the importance of a power of attorney
What happens when someone can no longer make important decisions about their finances or health? Help plan members understand the importance of setting up a power of attorney.
Approaching retirement
Educate on CPP and QPP
Understanding what government benefits are available to supplement group retirement savings provides more financial security to plan members. Educate them on who is eligible as well as when and how to apply for these benefits.
Educate on OAS
Provide plan members with general information on Old Age Security including when they are eligible, how it is paid out, and what stipulations are associated with OAS.
Educate on the risk of outliving assets
Canadians are living longer. And with that comes concerns about outliving retirement savings. Provide peace of mind with tips and information on how to manage longevity risk.
Educate on turning savings into income
NEW!Provide members with various tactics to help them learn more about the retirement income options available to them.
